1. Acceptance of Terms
By accessing or purchasing from Farmer Mac’s Tales, you agree to these Terms & Conditions. If you do not agree, please discontinue use of the site.

2. Use of the Website
Content is provided for personal, non‑commercial use.
You may not misuse the site, attempt unauthorized access, or engage in unlawful activity.

3. Accounts & Security
If you create an account, you are responsible for maintaining confidentiality of your login details.
You accept responsibility for all activities under your account.

4. Intellectual Property
All ebooks, songs, images, and text are owned by Farmer Mac’s Tales or its licensors.
You may not copy, distribute, or modify content without prior written consent.

5. Purchases & Payments
Orders are processed securely via trusted payment providers.
We do not store credit card details.
Refunds or returns are handled according to our store policy (clearly linked at checkout).

6. Digital Content Delivery
Ebooks and songs are delivered electronically upon purchase.
You are responsible for ensuring your device can access the file formats provided.

7. Third‑Party Links
Our site may contain links to external websites. We are not responsible for their content or practices.

8. Limitation of Liability
We are not liable for indirect losses such as downtime, data loss, or third‑party service issues.
Liability is limited to the maximum extent permitted by Australian law.

9. Termination
We may suspend or terminate access if these terms are violated.

10. Changes to Terms
We may update these Terms & Conditions from time to time. Continued use of the site means you accept the updated terms.

11. Governing Law
These terms are governed by the laws of Australia. Any disputes will be resolved in the courts of Australia.

12. Contact Us
For questions about these Terms & Conditions, contact us via the Contact Us page